Chase is a major player in the credit card world, known for offering a versatile lineup that includes cash back, travel rewards, business perks, and tools to manage or build credit. Whether you’re just starting out, running a business, or planning your next vacation, there’s likely a Chase credit card tailored to your lifestyle.

In this guide, we’ll explore the top Chase credit cards of 2025—breaking them down by category so you can choose the one that best fits your financial goals.

🔹 Top Cash Back Cards from Chase

If you’re looking for straightforward savings on your everyday spending, these no-annual-fee cards are excellent choices.

💳 Chase Freedom Unlimited®

A favorite among consumers for its simplicity and value, Freedom Unlimited offers solid cash back with no rotating categories or complicated rules.

Highlights:

Earn 1.5% cash back on all purchases.
Bonus rates: 5% on travel booked through Chase, 3% on dining and drugstores.
Introductory $200 bonus after you spend a qualifying amount (usually $500) in the first 3 months.
0% APR for 15 months on purchases and balance transfers.
No annual fee.

Who Should Get It:
Anyone looking for hassle-free cash back on all spending without juggling rotating categories.

💳 Chase Freedom Flex℠

For those who don’t mind keeping up with quarterly categories, the Freedom Flex offers outstanding rewards potential.

Highlights:

5% cash back on rotating bonus categories (up to $1,500 per quarter, with activation).
5% on Chase Travel, 3% on dining and drugstores, and 1% on all other purchases.
Earn a $200 bonus after qualifying initial spend.
0% intro APR for 15 months on purchases and balance transfers.
No annual fee.

Who Should Get It:
Shoppers who want to earn big rewards by aligning their spending with quarterly bonus categories.

💳 Chase Freedom Rise℠

Ideal for beginners, this card is a great entry point for building credit while still earning cash back.

Highlights:

Flat 1.5% cash back on all spending.
Designed for those with limited or no credit history.
Offers a $25 credit for setting up autopay.
Easier to qualify with a Chase checking account.
No annual fee.

Who Should Get It:
Young adults, students, or credit newbies looking to establish healthy credit habits.

✈️ Best Travel Rewards Cards from Chase

If you travel often or plan to in the near future, these cards offer flexible points, great redemption options, and premium travel benefits.

🌍 Chase Sapphire Preferred® Card

Often praised as the best mid-tier travel card, the Sapphire Preferred provides strong travel and dining rewards with a manageable annual fee.

Highlights:

Earn 5x points on travel booked through Chase.
3x points on dining, streaming, and online grocery purchases.
Points worth 25% more when redeemed through Chase Ultimate Rewards®.
Primary rental car insurance, trip delay protection, and purchase coverage.
No foreign transaction fees.
Annual fee: $95.

Who Should Get It:
Travelers who want elevated rewards and flexibility without the premium price tag.

🌍 Chase Sapphire Reserve®

Chase’s premium travel card was revamped in 2025 with upgraded features—but also a higher fee. It’s packed with value if you travel frequently and can use the benefits.

Highlights:

Earn up to 10x points on Chase Travel bookings, 3x on dining and other travel.
Annual $300 travel credit.
Priority Pass lounge access, TSA PreCheck/Global Entry credit, and top-tier travel protections.
New 2025 perks: IHG elite status, Apple services credits, Peloton benefits, and luxury hotel bonuses.
Annual fee: $795 (as of mid-2025).

Who Should Get It:
Frequent travelers and luxury seekers who can maximize premium perks and travel credits.

💼 Best Chase Business Credit Card

Running a small business? Chase offers a highly rewarding business card that helps you earn while managing essential expenses.

🧾 Ink Business Preferred® Credit Card

This business-focused card delivers powerful rewards on common business categories and includes a huge welcome bonus.

Highlights:

Earn 3x points on up to $150,000/year in combined spending across select categories like:
- Travel
- Shipping
- Internet, cable, and phone services
- Advertising on social media and search engines
Earn 100,000 bonus points after spending a set amount (e.g., $8,000) in the first 3 months.
Points worth 25% more when redeemed for travel through Chase.
Built-in cell phone protection and travel benefits.
Annual fee: $95.

Who Should Get It:
Entrepreneurs and small business owners who want to earn strong rewards on operational spending.

🔁 Best Card for Paying Off Debt

Need to consolidate high-interest balances or manage upcoming expenses with 0% interest? This card was made for you.

💳 Chase Slate Edge℠

This card is built to help you lower interest and pay off debt over time—with features designed to reward responsible usage.

Highlights:

0% APR on purchases and balance transfers for 18 months.
No balance transfer fee if completed within the first 60 days.
Potential APR reductions with on-time payments and responsible usage.
No annual fee.

Who Should Get It:
Anyone focused on paying down debt or looking to finance a large purchase with no interest for over a year.

📊 Chase Credit Cards Comparison Table

Card	Annual Fee	Best For
Freedom Unlimited	$0	Flat-rate cash back
Freedom Flex	$0	Rotating categories & bonus rewards
Freedom Rise	$0	Building or rebuilding credit
Sapphire Preferred	$95	Mid-level travel rewards
Sapphire Reserve	$795	Premium travel & lifestyle benefits
Ink Business Preferred	$95	Business rewards on common expenses
Slate Edge	$0	Balance transfers & interest savings

🧠 How to Choose the Right Chase Credit Card

Selecting the best Chase card depends on your personal or business financial goals. Here’s what to consider:

1. Spending Categories

Heavy dining, travel, or grocery spending? Look at Sapphire cards or Freedom Flex.
Need a consistent reward rate on all purchases? Choose Freedom Unlimited.

2. Do You Travel?

Casual traveler? Sapphire Preferred offers flexibility without a steep fee.
Frequent flyer? Sapphire Reserve is unmatched if you use the benefits.

3. Annual Fee Comfort Level

Make sure your rewards and benefits outweigh the annual cost.
Premium cards require more engagement to be worth the investment.

4. Credit History

New to credit? Freedom Rise is a solid choice.
Looking to rebuild? Slate Edge provides interest relief and flexibility.

5. Combining Cards for Maximum Rewards

Many people use a Chase card combination strategy:

Earn with Freedom Unlimited or Freedom Flex.
Redeem at higher value with Sapphire Preferred or Reserve through Chase Ultimate Rewards.

✅ Final Takeaway

Chase offers a wide array of credit cards for nearly every type of spender—from beginners to seasoned travelers, from small business owners to those working to manage debt. Whether you prioritize travel, cash back, or credit building, Chase has a strong option for you.

Take stock of your goals, budget, and habits to find the best match. If you make the right choice and use your card strategically, the rewards and perks can add up quickly—saving you money and enhancing your lifestyle along the way.